TERMS OF USE

TERMS OF USE

TERMS OF USE

TERMS OF USE

TERMS OF USE

Last updated and effective: June 10, 2025

Last updated and effective: June 10, 2025

Last updated and effective: June 10, 2025

THESE TERMS OF USE ARE ENTERED INTO BY AND BETWEEN YOU AND COMMUNION INC. (WHICH USES THE TRADE NAME CHARIOT CLAIMS) ("CHARIOT CLAIMS," "WE," OR "US"). THE FOLLOWING TERMS AND CONDITIONS, TOGETHER WITH ANY DOCUMENTS THEY EXPRESSLY INCORPORATE BY REFERENCE (COLLECTIVELY, "TERMS OF USE"), GOVERN YOUR ACCESS TO AND USE OF HTTPS://WWW.CHARIOTCLAIMS.COM, INCLUDING ANY CONTENT, FUNCTIONALITY, AND SERVICES OFFERED ON OR THROUGH HTTPS://WWW.CHARIOTCLAIMS.COM (THE "WEBSITE").

PLEASE READ THE TERMS OF USE CAREFULLY BEFORE YOU START TO USE THE WEBSITE. BY ACCESSING OR USING THE WEBSITE OR ANY SERVICES PROVIDED THROUGH THE WEBITE YOU ACCEPT AND AGREE TO BE BOUND AND ABIDE BY THESE TERMS OF USE. IF YOU DO NOT WANT TO AGREE TO THESE TERMS OF USE, YOU MUST NOT ACCESS OR USE THE WEBSITE.

ARBITRATION NOTICE: YOU AGREE THAT DISPUTES BETWEEN YOU AND CHARIOT CLAIMS WILL BE RESOLVED BY BINDING, INDIVIDUAL ARBITRATION AND YOU WAIVE YOUR RIGHT TO PARTICIPATE IN A CLASS ACTION LAWSUIT OR CLASS-WIDE ARBITRATION.

CHARIOT CLAIMS IS A SERVICE PROVIDER. WE ARE NOT DIRECTLY AFFILIATED WITH THE CASES OR SETTLEMENTS THAT WE ADVERTISE ON THE WEBSITE. YOU ACKNOWLEDGE AND UNDERSTAND THAT YOU ARE NOT REQUIRED TO USE CHARIOT CLAIMS AS A THIRD-PARTY AGENT FOR FILING YOUR SETTLEMENTS, AND PRIOR TO RETAINING CHARIOT CLAIMS TO PROVIDE ANY SERVICES, YOU MAY CHOOSE TO FILE WITHOUT ASSISTANCE FOR FREE.

ELIGIBILITY

ELIGIBILITY

ELIGIBILITY

ELIGIBILITY

ELIGIBILITY

These Terms of Use are a contract between you and Chariot Claims. You may use the Website only if you can form a binding contract with us, and only in compliance with these Terms of Use and all applicable local, state, and federal laws, rules and regulations. Any use or access to the Website by anyone under eighteen (18) years of age is strictly prohibited and in violation of these Terms of Use. Our Website is not available to any individuals we previously removed from our Website.

These Terms of Use are a contract between you and Chariot Claims. You may use the Website only if you can form a binding contract with us, and only in compliance with these Terms of Use and all applicable local, state, and federal laws, rules and regulations. Any use or access to the Website by anyone under eighteen (18) years of age is strictly prohibited and in violation of these Terms of Use. Our Website is not available to any individuals we previously removed from our Website.

These Terms of Use are a contract between you and Chariot Claims. You may use the Website only if you can form a binding contract with us, and only in compliance with these Terms of Use and all applicable local, state, and federal laws, rules and regulations. Any use or access to the Website by anyone under eighteen (18) years of age is strictly prohibited and in violation of these Terms of Use. Our Website is not available to any individuals we previously removed from our Website.

NO LEGAL ADVICE PROVIDED

NO LEGAL ADVICE PROVIDED

NO LEGAL ADVICE PROVIDED

NO LEGAL ADVICE PROVIDED

NO LEGAL ADVICE PROVIDED

This Website provides information and open-source news about legal proceedings and class action lawsuit settlements as a resource to provide content and concepts for users to address their needs.

The information provided on this Website does not, and is not intended to, constitute legal advice; instead, all information, content, and materials available on the Website are for general informational purposes only. Information on the Website may not constitute the most up-to-date legal or other information. The Website contains links to and content from third-party websites. Such links are only for the convenience of the reader, user or browser; Chariot Claims does not recommend or endorse the contents provided by or on such third-party sites.

Users of the Website should contact their attorney to obtain advice with respect to any particular legal matter. No reader, user, or browser of this Website should act or refrain from acting on the basis of information on this site without first seeking legal advice from counsel in the relevant jurisdiction. Only your individual attorney can provide assurances that the information contained herein – and your interpretation of it – is applicable or appropriate to your particular situation. Use of, and access to, this Website or any of the links or resources contained within the site do not create an attorney-client relationship between the reader, user, or browser and Chariot Claims, any contributors to this Website, or their respective employees.

Accessing the Website

Accessing the Website

Accessing the Website

Accessing the Website

Accessing the Website

This Website provides information and open-source news about legal proceedings and class action lawsuit settlements as a resource to provide content and concepts for users to address their needs.

The information provided on this Website does not, and is not intended to, constitute legal advice; instead, all information, content, and materials available on the Website are for general informational purposes only. Information on the Website may not constitute the most up-to-date legal or other information. The Website contains links to and content from third-party websites. Such links are only for the convenience of the reader, user or browser; Chariot Claims does not recommend or endorse the contents provided by or on such third-party sites.

Users of the Website should contact their attorney to obtain advice with respect to any particular legal matter. No reader, user, or browser of this Website should act or refrain from acting on the basis of information on this site without first seeking legal advice from counsel in the relevant jurisdiction. Only your individual attorney can provide assurances that the information contained herein – and your interpretation of it – is applicable or appropriate to your particular situation. Use of, and access to, this Website or any of the links or resources contained within the site do not create an attorney-client relationship between the reader, user, or browser and Chariot Claims, any contributors to this Website, or their respective employees.

Fees and Payment

Fees and Payment

Fees and Payment

Fees and Payment

Fees and Payment

Chariot Claims reserves the right to require payment of fees for the services provided through the Website. The fees due for services may be outlined in our Additional Terms (defined below).

Communications

Communications

Communications

Communications

Communications

Chariot Claims may communicate with you through your user account, by mail, or by electronic communications. You consent to receiving communications from us through your user account, by mail, or by electronic communications. You will ensure that the contact information in your user account is kept up-to-date. These communications may include service-related notices such as notices about applicable fees and charges, transactional information, solicitations, questionnaires, and other information concerning or related to the Website or services. We may also send you promotional messages, such as messages about changes to features of our Website and special offers. These communications are part of your relationship with us. You agree that any notices, agreements, disclosures or other communications that we send you electronically will satisfy any legal communication requirements, including that such communications be in writing, and that we may send you electronic communications in lieu of communication by postal mail.

Trademarks

Trademarks

Trademarks

Trademarks

Trademarks

Unless otherwise noted, the trademarks, service marks, trade dress, trade names, and logos (collectively "Trademarks") used and displayed on the Website are our registered and unregistered Trademarks or the Trademarks of our licensors or content providers and are protected under trademark and other applicable laws. Nothing on the Website should be construed as granting, by implication, estoppel or otherwise, any license or right to use any Trademark displayed on the Website. Our Trademarks and those of our licensors or content providers may not be used in connection with any product or service that is not ours, in any manner that is likely to cause confusion among customers, or in any manner that disparages or discredits us.

User Accounts

User Accounts

User Accounts

User Accounts

User Accounts

Your account on our Website (your "User Account") gives you access to the services and functionality that we may establish and maintain from time to time and in our sole discretion. We may maintain different types of User Accounts for different types of users. You may never use another user's User Account without permission. When creating your User Account, you must provide accurate and complete profile information, and you must keep this information up to date. You are solely responsible for the activity that occurs on your User Account, and you must keep your User Account password secure. We encourage you to use "strong" passwords (passwords that use a combination of upper and lowercase letters, numbers and symbols) with your User Account. You must notify us immediately of any breach of security or unauthorized use of your User Account. We will not be liable for any losses caused by any unauthorized use of your User Account. Chariot Claims reserves the right to refuse registration of a User Account or cancel any User Account in its discretion.

You may control certain aspects of your User profile and how you interact with our Website by unsubscribing or contacting us. If you do not want to receive such email messages, you may opt out or change your preferences by contacting our support at support@chariotclaims.com. Or you can click the unsubscribe button at the bottom of any of the emails you have received. Opting out may prevent you from receiving email messages regarding updates, improvements, service-related notices or offers.

You acknowledge that you do not own the User Account. Notwithstanding anything in these Terms of Use to the contrary, you agree that we have the absolute right to manage, regulate, control, modify and/or eliminate any data stored by us or on our behalf on our (including by our third party hosting providers') servers as we see fit in our sole discretion, in any general or specific case, and that we will have no liability to you based on our exercise of such right. All data on the Website is subject to deletion, alteration or transfer. NOTWITHSTANDING ANY VALUE ATTRIBUTED TO SUCH DATA BY YOU OR ANY THIRD PARTY, YOU UNDERSTAND AND AGREE THAT ANY DATA, USER ACCOUNT HISTORY AND USER ACCOUNT CONTENT RESIDING ON OUR SERVERS (INCLUDING BY OUR THIRD-PARTY HOSTING PROVIDERS' SERVERS), MAY BE DELETED, ALTERED, MOVED OR TRANSFERRED AT ANY TIME FOR ANY REASON IN OUR DISCRETION, WITH OR WITHOUT NOTICE AND WITH NO LIABILITY OF ANY KIND. WE DO NOT PROVIDE OR GUARANTEE, AND EXPRESSLY DISCLAIMS, ANY VALUE, CASH OR OTHERWISE, ATTRIBUTED TO ANY DATA RESIDING ON OUR SERVERS.

USER DATA

USER DATA

USER DATA

USER DATA

USER DATA

As part of your use and interaction with the Website, we will collect data, metadata, and information, including personal information, that you provide to us or that is collected by us or via the Website, as described in our Privacy Policy ("User Data"). You hereby grant to us, a perpetual, irrevocable, nonexclusive, sublicensable, transferable and royalty-free right and license to collect, use, reproduce, electronically distribute, transmit, have transmitted, perform, display, store, archive, and to modify and make derivative works of any and all User Data in order to provide and maintain our Website and for such uses as described in our Privacy Policy, and, to improve our products and Websites and for our other business purposes. We take no responsibility and assume no liability for any of your User Data. You shall be solely responsible and indemnify us for your User Data.

PROHIBITED USES

PROHIBITED USES

PROHIBITED USES

PROHIBITED USES

PROHIBITED USES

You may use the Website only for lawful purposes and in accordance with these Terms of Use. You agree not to use the Website:

  • In any way that violates any applicable federal, state, local, or international law or regulation, legal requirement or obligation, contractual obligation, or any right of any person including, but not limited to, intellectual property rights, rights of privacy and/or rights of personality, or which otherwise may be harmful (in our sole discretion) to us, our partners, providers, or users.

  • For the purpose of exploiting, harming, or attempting to exploit or harm minors in any way by exposing them to inappropriate content, asking for personally identifiable information, or otherwise. To transmit, or procure the sending of, any advertising or promotional material, including any "junk mail," "chain letter," "spam," or any other similar solicitation.

  • To impersonate or attempt to impersonate Chariot Claims, a Chariot Claims employee, another user, or any other person or entity (including, without limitation, by using email addresses associated with any of the foregoing).

  • To engage in any other conduct that restricts or inhibits anyone's use or enjoyment of the Website, or which, as determined by us, may harm Chariot Claims or users of the Website, or expose them to liability.

Additionally, you agree not to:

  • Use the Website in any manner that could disable, overburden, damage, or impair the site or interfere with any other party's use of the Website, including their ability to engage in real time activities through the Website.

  • Use any robot, spider, or other automatic device, process, or means to access the Website for any purpose, including monitoring or copying any of the material on the Website or collecting usernames or email addresses.

  • Use any manual process to monitor or copy any of the material on the Website, or for any other purpose not expressly authorized in these Terms of Use, without our prior written consent.

  • Use any device, software, or routine that interferes with the proper working of the Website.

  • Introduce any viruses, Trojan horses, worms, logic bombs, or other material that is malicious or technologically harmful.

  • Attempt to gain unauthorized access to, interfere with, damage, or disrupt any parts of the Website, the server on which the Website is stored, or any server, computer, or database connected to the Website.

  • Attack the Website via a denial-of-service attack or a distributed denial-of-service attack.

  • Disassemble, reverse engineer, decode or decompile any part of our Website.

  • Copy, rent, lease, sell, transfer, assign, sublicense, modify, alter, or create derivative works of any part of our Website or any of our intellectual property.

  • Remove any copyright notices or proprietary legends from our Website.

  • Use our Website in competition with us, to develop competing products or services, or otherwise to our detriment or commercial disadvantage.

  • Use our Website for benchmarking or competitive analysis of our Website.

  • Share passwords or authentication credentials for our Website.

  • Bypass the measures we may use to prevent or restrict access to our Website or enforce limitations on use of our Website or the content therein, including without limitation features that prevent or restrict use or copying of any content.

  • Identify us or display any portion of our Website on any site or service that disparages us or our products or services, or infringes any of our intellectual property or other rights.

  • Identify or refer to us or our Website in a manner that could reasonably imply an endorsement, relationship or affiliation with or sponsorship between you or a third party and us, other than your permitted use of our Website under these Terms, without our express written consent.

  • Otherwise attempt to interfere with the proper working of the Website.

RELIANCE ON INFORMATION POSTED

RELIANCE ON INFORMATION POSTED

RELIANCE ON INFORMATION POSTED

RELIANCE ON INFORMATION POSTED

RELIANCE ON INFORMATION POSTED

We do not warrant the accuracy, completeness, or usefulness of this information. Any reliance you place on such information is strictly at your own risk. We disclaim all liability and responsibility arising from any reliance placed on such materials by you or any other visitor to the Website, or by anyone who may be informed of any of its contents.

CHANGES TO THE TERMS OF USE

CHANGES TO THE TERMS OF USE

CHANGES TO THE TERMS OF USE

CHANGES TO THE TERMS OF USE

CHANGES TO THE TERMS OF USE

We may revise and update these Terms of Use from time to time in our sole discretion. All changes are effective immediately when we post them, and apply to all access to and use of the Website thereafter. However, any changes to the dispute resolution provisions set out in this Agreement will not apply to any disputes for which the parties have actual notice before the date the change is posted on the Website.

Your continued use of the Website following the posting of revised Terms of Use means that you accept and agree to the changes. You are expected to check this page so you are aware of any changes, as they are binding on you.

CHANGES TO THE WEBSITE

CHANGES TO THE WEBSITE

CHANGES TO THE WEBSITE

CHANGES TO THE WEBSITE

CHANGES TO THE WEBSITE

We may update the content on this Website from time to time, but the content made available on the Website is not necessarily complete or up-to-date. Any of the content on the Website may be out of date at any given time, and we are under no obligation to update such content.

OFFERS FROM THIRD PARTY PROVIDERS

OFFERS FROM THIRD PARTY PROVIDERS

OFFERS FROM THIRD PARTY PROVIDERS

OFFERS FROM THIRD PARTY PROVIDERS

OFFERS FROM THIRD PARTY PROVIDERS

You may receive offers to access products and services through our Website from third parties ("Third-Party Providers"). The services offered by Third-Party Providers may include legal services. (i) Chariot Claims does not endorse the products, services, web sites, or other materials of any Third-Party Provider and (ii) Chariot Claims is not responsible for any loss, liability or damages that could arise as a result of your relationship or dealings with any Third-Party Provider.

Business Arrangements With Third-Party Providers. As part of the Services, you may be connected to Third Party Providers that also have business arrangements with Chariot Claims. Such arrangements may include distribution agreements, marketing agreements or other similar agreements. These Third-Party Providers may include law firms, corporations, not-for-profits or other business types and organizations. If any Third-Party Provider has a business relationship with Chariot Claims, then Chariot Claims shall disclose that relationship to you at the point that you are presented with the products, services, sites, or materials offered by the Third-Party Provider on this Website. In certain cases, if you choose to use the services of a Third-Party Provider, you will not need to use the Chariot Claims service or may choose to terminate the Chariot Claims service with respect to a particular settlement or claim. In such cases, Chariot Claims will not charge you any service fees.

Fees Charged by Service Providers. Certain Third-Party Providers may charge you fees to provide you services relating to your Settlement or Claim ("Third Party Fees"). Third Party Fees can in some cases equal up to 40% of your Settlement Funds or more. Chariot Claims has no control of any Third Party Fees and we are not responsible for the Third Party Fees. THIRD PARTY FEES ARE SEPARATE FROM THE SERVICE FEES CHARGED BY CHARIOT CLAIMS TO USERS. You should review all agreements with Third-Party Providers closely to identify the Third Party Fees charged, if any.

INFORMATION ABOUT YOU AND YOUR VISITS TO THE WEBSITE

INFORMATION ABOUT YOU AND YOUR VISITS TO THE WEBSITE

INFORMATION ABOUT YOU AND YOUR VISITS TO THE WEBSITE

INFORMATION ABOUT YOU AND YOUR VISITS TO THE WEBSITE

INFORMATION ABOUT YOU AND YOUR VISITS TO THE WEBSITE

All information we collect on this Website is subject to our Privacy Policy. By using the Website, you consent to all actions taken by us with respect to your information in compliance with the Privacy Policy.

ADDITIONAL TERMS

ADDITIONAL TERMS

ADDITIONAL TERMS

ADDITIONAL TERMS

ADDITIONAL TERMS

Use of Chariot Claims services may be subject to other terms and restrictions provided or made available to you by Chariot Claims ("Additional Terms"). Additional Terms provided by Chariot Claims include, among others and as applicable, the terms set forth in: (i) any Services and Authorization Agreement entered into by you; (ii) the Privacy Policy; (iv) any Solicitation Agreement signed by you; (iv) the terms of any questionnaire or solicitation completed by you; or (v) any other agreement between Chariot Claims and you. In the event of a conflict between the terms in this Agreement and any Additional Terms, the Additional Terms shall govern to the extent of the conflict.

LINKING TO THE WEBSITE

LINKING TO THE WEBSITE

LINKING TO THE WEBSITE

LINKING TO THE WEBSITE

LINKING TO THE WEBSITE

You may link to our homepage, provided you do so in a way that is fair and legal and does not damage our reputation or take advantage of it, but you must not establish a link in such a way as to suggest any form of association, approval, or endorsement on our part without our express written consent.

You agree to cooperate with us in causing any unauthorized framing or linking immediately to stop. We reserve the right to withdraw linking permission without notice.

LINKS FROM THE WEBSITE

LINKS FROM THE WEBSITE

LINKS FROM THE WEBSITE

LINKS FROM THE WEBSITE

LINKS FROM THE WEBSITE

If the Website contains links to other sites and resources provided by third parties, these links are provided for your convenience only. This includes links contained in advertisements, including banner advertisements and sponsored links. We have no control over the contents of those sites or resources, and accept no responsibility for them or for any loss or damage that may arise from your use of them. If you decide to access any of the third-party websites linked to this Website, you do so entirely at your own risk and subject to the terms and conditions of use for such websites.

GEOGRAPHIC RESTRICTIONS

GEOGRAPHIC RESTRICTIONS

GEOGRAPHIC RESTRICTIONS

GEOGRAPHIC RESTRICTIONS

GEOGRAPHIC RESTRICTIONS

Our Website is controlled and operated from facilities in the United States. We make no representations that our Website is available for use in other locations. Those who access or use our Website from other jurisdictions do so at their own volition and are entirely responsible for compliance with all applicable United States and local laws and regulations, including but not limited to export and import regulations. You may not use our Website if you are a resident of a country embargoed by the United States, or are a foreign person or entity blocked or denied by the United States government.

DISCLAIMER OF WARRANTIES

DISCLAIMER OF WARRANTIES

DISCLAIMER OF WARRANTIES

DISCLAIMER OF WARRANTIES

DISCLAIMER OF WARRANTIES

You understand that we cannot and do not guarantee or warrant that files available for downloading from the internet or the Website will be free of viruses or other destructive code. You are responsible for implementing sufficient procedures and checkpoints to satisfy your particular requirements for anti-virus protection and accuracy of data input and output, and for maintaining a means external to our site for any reconstruction of any lost data. TO THE FULLEST EXTENT PROVIDED BY LAW, WE WILL NOT BE LIABLE FOR ANY LOSS OR DAMAGE CAUSED BY A DISTRIBUTED DENIAL-OF-SERVICE ATTACK, VIRUSES, OR OTHER TECHNOLOGICALLY HARMFUL MATERIAL THAT MAY INFECT YOUR COMPUTER EQUIPMENT, COMPUTER PROGRAMS, DATA, OR OTHER PROPRIETARY MATERIAL DUE TO YOUR USE OF THE WEBSITE OR ANY SERVICES OR ITEMS OBTAINED THROUGH THE WEBSITE OR TO YOUR DOWNLOADING OF ANY MATERIAL POSTED ON IT, OR ON ANY WEBSITE LINKED TO IT.

YOUR USE OF THE WEBSITE, ITS CONTENT, AND ANY SERVICES OR ITEMS OBTAINED THROUGH THE WEBSITE IS AT YOUR OWN RISK. THE WEBSITE, ITS CONTENT, AND ANY SERVICES OR ITEMS OBTAINED THROUGH THE WEBSITE ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS, WITHOUT ANY WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED. NEITHER CHARIOT CLAIMS NOR ANY PERSON ASSOCIATED WITH CHARIOT CLAIMS MAKES ANY WARRANTY OR REPRESENTATION WITH RESPECT TO THE COMPLETENESS, SECURITY, RELIABILITY, QUALITY, ACCURACY, OR AVAILABILITY OF THE WEBSITE. WITHOUT LIMITING THE FOREGOING, NEITHER CHARIOT CLAIMS NOR ANYONE ASSOCIATED WITH CHARIOT CLAIMS REPRESENTS OR WARRANTS THAT THE WEBSITE, ITS CONTENT, OR ANY SERVICES OR ITEMS OBTAINED THROUGH THE WEBSITE WILL BE ACCURATE, RELIABLE, ERROR-FREE, OR UNINTERRUPTED, THAT DEFECTS WILL BE CORRECTED, THAT OUR SITE OR THE SERVER THAT MAKES IT AVAILABLE ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS, OR THAT THE WEBSITE OR ANY SERVICES OR ITEMS OBTAINED THROUGH THE WEBSITE WILL OTHERWISE MEET YOUR NEEDS OR EXPECTATIONS.

THE FOREGOING DOES NOT AFFECT ANY WARRANTIES THAT CANNOT BE EXCLUDED OR LIMITED UNDER APPLICABLE LAW.

LIMITATION ON LIABILITY

LIMITATION ON LIABILITY

LIMITATION ON LIABILITY

LIMITATION ON LIABILITY

LIMITATION ON LIABILITY

TO THE FULLEST EXTENT PROVIDED BY LAW, IN NO EVENT WILL CHARIOT CLAIMS, ITS AFFILIATES, OR THEIR LICENSORS, SERVICE PROVIDERS, EMPLOYEES, AGENTS, OFFICERS, OR DIRECTORS BE LIABLE FOR DAMAGES OF ANY KIND, UNDER ANY LEGAL THEORY, ARISING OUT OF OR IN CONNECTION WITH YOUR USE, OR INABILITY TO USE, THE WEBSITE, ANY WEBSITES LINKED TO IT, ANY CONTENT ON THE WEBSITE OR SUCH OTHER WEBSITES, INCLUDING ANY DIRECT, INDIRECT, SPECIAL, INCIDENTAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO, PERSONAL INJURY, PAIN AND SUFFERING, EMOTIONAL DISTRESS, LOSS OF REVENUE, LOSS OF PROFITS, LOSS OF BUSINESS OR ANTICIPATED SAVINGS, LOSS OF USE, LOSS OF GOODWILL, LOSS OF DATA, AND WHETHER CAUSED BY TORT (INCLUDING NEGLIGENCE), BREACH OF CONTRACT, OR OTHERWISE, EVEN IF FORESEEABLE.

TO THE FULLEST EXTENT PROVIDED BY LAW, IN NO EVENT WILL THE COLLECTIVE LIABILITY OF CHARIOT CLAIMS, ITS LICENSORS, SERVICE PROVIDERS, EMPLOYEES, AGENTS, OFFICERS, AND DIRECTORS, TO ANY PERSON (REGARDLESS OF THE FORM OF ACTION, WHETHER IN CONTRACT, TORT, OR OTHERWISE) EXCEED (I) THE AMOUNT YOU HAVE PAID TO CHARIOT CLAIMS FOR THE APPLICABLE PRODUCT OR SERVICE OUT OF WHICH LIABILITY AROSE, OR (II) IF YOU HAVE NOT PURCHASED ANY SERVICES FROM CHARIOT CLAIMS, ONE THOUSAND US DOLLARS ($1000).

THE FOREGOING DOES NOT AFFECT ANY LIABILITY THAT CANNOT BE EXCLUDED OR LIMITED UNDER APPLICABLE LAW.

INDEMNIFICATION

INDEMNIFICATION

INDEMNIFICATION

INDEMNIFICATION

INDEMNIFICATION

You (and also any third party for whom you operate an account or activity on the Website) agree to defend (at Chariot Claims request), indemnify and hold Chariot Claims and its affiliates, licensors, and service providers, and its and their respective officers, directors, employees, contractors, agents, licensors, suppliers, successors, and assigns harmless from and against any and all claims, damages, costs and expenses, including reasonable attorneys' fees and costs, arising out of or in any way connected with any of the following (including as a result of your direct activities on the Website or those conducted on your behalf):

(i) your use of and access to our Website, including any data or content transmitted or received by you; (ii) your breach or alleged breach of these Terms of Use; (iii) your violation of any third-party right, including without limitation, any Intellectual Property rights or privacy rights; (iv) your violation of any applicable laws, rules, regulations, codes, statutes, ordinances or orders of any governmental and quasi-governmental authorities, including, without limitation, all regulatory, administrative and legislative authorities; (v) User Data or any content that is submitted via your User Account including without limitation misleading, false, or inaccurate information; (vi) your willful misconduct; or (vii) any other party's access and use of our Website with your unique username, password or other appropriate security code. You will cooperate as fully required by Chariot Claims in the defense of any claim. Chariot Claims reserves the right to assume the exclusive defense and control of any matter subject to indemnification by you, and you will not in any event settle any claim without the prior written consent of Chariot Claims.

GOVERNING LAW AND JURISDICTION

GOVERNING LAW AND JURISDICTION

GOVERNING LAW AND JURISDICTION

GOVERNING LAW AND JURISDICTION

GOVERNING LAW AND JURISDICTION

All matters relating to the Website and these Terms of Use, and any dispute or claim arising therefrom or related thereto (in each case, including non-contractual disputes or claims), shall be governed by and construed in accordance with the internal laws of the State of New York without giving effect to any choice or conflict of law provision or rule (whether of the State of New York or any other jurisdiction). THE UNITED NATIONS CONVENTIONS ON CONTRACTS FOR THE INTERNATIONAL SALE OF GOODS SHALL NOT APPLY TO THIS AGREEMENT.

Any legal suit, action, or proceeding arising out of, or related to, these Terms of Use or the Website shall be instituted exclusively in the federal courts of the United States or the courts of the State of New York. You waive any and all objections to the exercise of jurisdiction over you by such courts and to venue in such courts.

ARBITRATION

ARBITRATION

ARBITRATION

ARBITRATION

ARBITRATION

YOU AND CHARIOT CLAIMS ARE AGREEING TO GIVE UP ANY RIGHTS TO LITIGATE CLAIMS IN A COURT OR BEFORE A JURY, OR TO PARTICIPATE IN A CLASS ACTION OR REPRESENTATIVE ACTION WITH RESPECT TO A CLAIM. OTHER RIGHTS THAT YOU WOULD HAVE IF YOU WENT TO COURT MAY ALSO BE UNAVAILABLE OR MAY BE LIMITED IN ARBITRATION.

ANY CLAIM, DISPUTE OR CONTROVERSY (WHETHER IN CONTRACT, TORT OR OTHERWISE, WHETHER PRE-EXISTING, PRESENT OR FUTURE, AND INCLUDING STATUTORY, CONSUMER PROTECTION, COMMON LAW, INTENTIONAL TORT, INJUNCTIVE AND EQUITABLE CLAIMS) BETWEEN YOU AND US ARISING FROM OR RELATING IN ANY WAY TO YOUR PURCHASE OF PRODUCTS OR SERVICES THROUGH THE SITE, WILL BE RESOLVED EXCLUSIVELY AND FINALLY BY BINDING ARBITRATION.

The arbitration will be administered by the American Arbitration Association ("AAA") in accordance with the Consumer Arbitration Rules (the "AAA Rules") then in effect, except as modified by this Section 12. (The AAA Rules are available at www.adr.org/arb_med or by calling the AAA at 1-800-778-7879.) The Federal Arbitration Act will govern the interpretation and enforcement of this section.

The arbitrator will have exclusive authority to resolve any dispute relating to arbitrability and/or enforceability of this arbitration provision, including any unconscionability challenge or any other challenge that the arbitration provision or the agreement is void, voidable, or otherwise invalid. The arbitrator will be empowered to grant whatever relief would be available in court under law or in equity. Any award of the arbitrator(s) will be final and binding on each of the parties, and may be entered as a judgment in any court of competent jurisdiction.

You agree to arbitration on an individual basis. In any dispute, NEITHER YOU NOR CHARIOT CLAIMS WILL BE ENTITLED TO JOIN OR CONSOLIDATE CLAIMS BY OR AGAINST OTHER CUSTOMERS IN COURT OR IN ARBITRATION OR OTHERWISE PARTICIPATE IN ANY CLAIM AS A CLASS REPRESENTATIVE, CLASS MEMBER OR IN A PRIVATE ATTORNEY GENERAL CAPACITY. The arbitral tribunal may not consolidate more than one person's claims, and may not otherwise preside over any form of a representative or class proceeding. The arbitral tribunal has no power to consider the enforceability of this class arbitration waiver and any challenge to the class arbitration waiver may only be raised in a court of competent jurisdiction.

If any provision of this arbitration agreement is found unenforceable, the unenforceable provision will be severed and the remaining arbitration terms will be enforced.

LIMITATION ON TIME TO FILE CLAIMS

LIMITATION ON TIME TO FILE CLAIMS

LIMITATION ON TIME TO FILE CLAIMS

LIMITATION ON TIME TO FILE CLAIMS

LIMITATION ON TIME TO FILE CLAIMS

ANY CAUSE OF ACTION OR CLAIM YOU MAY HAVE ARISING OUT OF OR RELATING TO THESE TERMS OF USE OR THE WEBSITE MUST BE COMMENCED WITHIN ONE (1) YEAR AFTER THE CAUSE OF ACTION ACCRUES; OTHERWISE, SUCH CAUSE OF ACTION OR CLAIM IS PERMANENTLY BARRED.

WAIVER AND SEVERABILITY

WAIVER AND SEVERABILITY

WAIVER AND SEVERABILITY

WAIVER AND SEVERABILITY

WAIVER AND SEVERABILITY

No waiver by Chariot Claims of any term or condition set out in these Terms of Use shall be deemed a further or continuing waiver of such term or condition or a waiver of any other term or condition, and any failure of Chariot Claims to assert a right or provision under these Terms of Use shall not constitute a waiver of such right or provision.

If any provision of these Terms of Use is held by a court or other tribunal of competent jurisdiction to be invalid, illegal, or unenforceable for any reason, such provision shall be eliminated or limited to the minimum extent such that the remaining provisions of the Terms of Use will continue in full force and effect, except that in the event of unenforceability of the universal class action/jury trial waiver, the entire arbitration agreement shall be unenforceable.

ENTIRE AGREEMENT

ENTIRE AGREEMENT

ENTIRE AGREEMENT

ENTIRE AGREEMENT

ENTIRE AGREEMENT

The Terms of Use, our Privacy Policy, the Additional Terms and any applicable order form, constitute the sole and entire agreement between you and Chariot Claims regarding the Website and supersede all prior and contemporaneous understandings, agreements, representations, and warranties, both written and oral, regarding the Website.

YOUR COMMENTS AND CONCERNS

YOUR COMMENTS AND CONCERNS

YOUR COMMENTS AND CONCERNS

YOUR COMMENTS AND CONCERNS

YOUR COMMENTS AND CONCERNS

This Website is operated by Communion, Inc. (which uses the trade name "Chariot Claims"), 12 Park St, Brooklyn, NY 11206.

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Illuminating injustice. Delivering compensation.

We help everyday people get what they’re owed.

Chariot Claims does not provide legal advice. We are not attorneys. The information and services we provide should not be used as a substitute for legal advice. For specific legal concerns, we strongly recommend consulting with a qualified attorney. We expressly disclaim any liability related to actions taken or not taken based on our services or the information we provide.

Participation in settlement relief does not require signing up for third-party services. No-cost filing and support may be available from the claims administrator and class counsel. Those signing up for and authorizing Chariot Claims as their agent will receive comprehensive claim handling with the aim of securing the maximum settlement amount entitled.

© 2026 Chariot Claims. All Rights Reserved.

Illuminating injustice. Delivering compensation.

We help everyday people get what they’re owed.

Chariot Claims does not provide legal advice. We are not attorneys. The information and services we provide should not be used as a substitute for legal advice. For specific legal concerns, we strongly recommend consulting with a qualified attorney. We expressly disclaim any liability related to actions taken or not taken based on our services or the information we provide.

Participation in settlement relief does not require signing up for third-party services. No-cost filing and support may be available from the claims administrator and class counsel. Those signing up for and authorizing Chariot Claims as their agent will receive comprehensive claim handling with the aim of securing the maximum settlement amount entitled.

© 2026 Chariot Claims. All Rights Reserved.

Illuminating injustice. Delivering compensation.

We help everyday people get what they’re owed.

Chariot Claims does not provide legal advice. We are not attorneys. The information and services we provide should not be used as a substitute for legal advice. For specific legal concerns, we strongly recommend consulting with a qualified attorney. We expressly disclaim any liability related to actions taken or not taken based on our services or the information we provide.

Participation in settlement relief does not require signing up for third-party services. No-cost filing and support may be available from the claims administrator and class counsel. Those signing up for and authorizing Chariot Claims as their agent will receive comprehensive claim handling with the aim of securing the maximum settlement amount entitled.

© 2026 Chariot Claims. All Rights Reserved.

Illuminating injustice. Delivering compensation. We help everyday people get what they’re owed.

Chariot Claims does not provide legal advice. We are not attorneys. The information and services we provide should not be used as a substitute for legal advice. For specific legal concerns, we strongly recommend consulting with a qualified attorney. We expressly disclaim any liability related to actions taken or not taken based on our services or the information we provide.

Participation in settlement relief does not require signing up for third-party services. No-cost filing and support may be available from the claims administrator and class counsel. Those signing up for and authorizing Chariot Claims as their agent will receive comprehensive claim handling with the aim of securing the maximum settlement amount entitled.

© 2026 Chariot Claims. All Rights Reserved.

Illuminating injustice. Delivering compensation.

We help everyday people get what they’re owed.

Chariot Claims does not provide legal advice. We are not attorneys. The information and services we provide should not be used as a substitute for legal advice. For specific legal concerns, we strongly recommend consulting with a qualified attorney. We expressly disclaim any liability related to actions taken or not taken based on our services or the information we provide.

Participation in settlement relief does not require signing up for third-party services. No-cost filing and support may be available from the claims administrator and class counsel. Those signing up for and authorizing Chariot Claims as their agent will receive comprehensive claim handling with the aim of securing the maximum settlement amount entitled.

© 2026 Chariot Claims. All Rights Reserved.

Illuminating injustice. Delivering compensation.

We help everyday people get what they’re owed.

Chariot Claims does not provide legal advice. We are not attorneys. The information and services we provide should not be used as a substitute for legal advice. For specific legal concerns, we strongly recommend consulting with a qualified attorney. We expressly disclaim any liability related to actions taken or not taken based on our services or the information we provide.

Participation in settlement relief does not require signing up for third-party services. No-cost filing and support may be available from the claims administrator and class counsel. Those signing up for and authorizing Chariot Claims as their agent will receive comprehensive claim handling with the aim of securing the maximum settlement amount entitled.

© 2026 Chariot Claims. All Rights Reserved.

Illuminating injustice. Delivering compensation. We help everyday people get what they’re owed.

Chariot Claims does not provide legal advice. We are not attorneys. The information and services we provide should not be used as a substitute for legal advice. For specific legal concerns, we strongly recommend consulting with a qualified attorney. We expressly disclaim any liability related to actions taken or not taken based on our services or the information we provide.

Participation in settlement relief does not require signing up for third-party services. No-cost filing and support may be available from the claims administrator and class counsel. Those signing up for and authorizing Chariot Claims as their agent will receive comprehensive claim handling with the aim of securing the maximum settlement amount entitled.

© 2025 Chariot Claims. All Rights Reserved.